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Dear Dave: Recently, I made a claim on my homeowner’s insurance for hail damage. It was my first claim ever. Since I’m retired and completely debt-free — including my home — and have more than $1 million in the bank, is homeowner’s insurance still a good idea?

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Years ago when I was working for the National Park Service as a Ranger /Naturalist at Grand Canyon National Park a woman approached me asking whether we had mountain lions in the park. I told her we definitely did. She was appalled and angrily demanded to know how the government could allow …

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This year marks my 11th year as the executive director of Love INC Nacogdoches. Just like many of you, time seems to get faster as the years pass. If anyone had of told me that I would have the privilege to be part of such an organization much less lead a ministry, I would have thought they …

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